Strong Strategies for Estates and Wealth Transfer

Join the discussion as The Lafayette Life Insurance Company takes a look at estate strategies, wealth-transfer techniques, and the ways in which life insurance may play a role.

Estate Strategies 101

July 21 at 11:30 a.m. CDT

Presented by Michael J. Buckner, CLU, ChFC, CPC, QPA, QKA

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All of a client’s assets in which they have an interest, plus all assets owned by them at death, are included in their estate for estate tax purposes (assets in an irrevocable life insurance trust, including life insurance proceeds in which there are no incidents of ownership, will generally not be included in the taxable estate). Estate taxes and other transfer costs generally must be paid before the balance of the estate is distributed to heirs.

Federal estate tax can be the largest transfer cost at death; however, other transfer costs, including debts, state death taxes, funeral and final expenses, probate and administrative fees, and income taxes, may also be incurred.


The Lafayette Life Insurance Company makes no warranties with regard to the information or results obtained by its use. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change. Lafayette Life disclaims any liability arising out of your use of, or reliance on, the information. Lafayette Life does not provide tax or legal advice. Please advise your customer to contact their tax or legal advisor regarding their situation.

The Lafayette Life Insurance Company, Cincinnati, OH operates in D.C. and all states except AK and NY.

Financial Professional Use Only. Not for use with the public.


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