CreativeOne - www.creativeone.com, Author at Creative Edge

Mind.Blown. A new product you have to see!

There’s a new product hitting the market, and CreativeOne is one of a select few who can offer it to producers.   It’s from an A+ rated carrier and has truly head-turning features. You’re not going to want to miss this one. Learn about the numbers behind it today and then contact us to get… Read More


How Did The Market Perform in October?

The equity markets surged in October, fueled by a combination of Fed rate cuts, strong corporate earnings, and renewed optimism for a breakthrough in US-China trade talks. The major indexes had the following returns: NASDAQ – 3.71% Russell 2000 – 2.63% S&P 500 – 2.17% DJIA – 0.59% Rate Cuts The Federal Reserve cut rates… Read More


What Does the Impeachment Inquiry Mean for the Financial Markets?

It’s been more than a week since Nancy Pelosi announced that the House of Representatives would open a formal impeachment inquiry into President Trump. Since that time, the S&P 500 is down more than 2.66%.   Is the market’s slide directly correlated to the impeachment inquiry? The president thinks so. In a tweet on October… Read More


Why Is the Fed Cutting Rates? And What Does It Mean for Your Clients?

September 16 2019

by CreativeOne - www.creativeone.com

A recent Bloomberg survey found that economists think the Fed will cut the federal funds rate by a quarter-point in their next meeting on Wednesday, September 18.   The survey also found that economists expect another cut later in 2019 to bring the overnight lending rate down to 1.75%.1   The Fed cut rates in… Read More


The SECURE Act: Why It Could Bring Big Changes to 401(k)s, IRAs, and Annuities

September 12 2019

by CreativeOne - www.creativeone.com

The SECURE Act continues its journey through the Capitol.   The Setting Every Community Up for Retirement Enhancement (SECURE) Act first made an appearance on Capitol Hill in 2016. However, it finally made substantial progress in May of this year when it passed through the House of Representatives with overwhelming bipartisan support. The bill is… Read More


Clients Need $50k in Income? 4 Innovative Options

September 5 2019

by CreativeOne - www.creativeone.com

It’s a familiar scenario for any financial advisor who works with retirees. You sit down with a couple who has saved a significant amount of retirement assets over the course of their career. As they approach retirement, they’re looking for a way to convert those assets into income that will last for life. CreativeOne Sales… Read More


New FIA Solutions from AIG now on RetireUp

September 5 2019

by CreativeOne - www.creativeone.com

We are pleased to announce that the AIG Power Select Plus Income & Power Select Builder are now a part of the RetireUp Pro product platform!  Producers that utilize RetireUp Pro to assist their clients in structuring sustainable retirement income plans will now be able to incorporate the Power Select Plus Income and Power Select… Read More


Trump’s Labor Secretary Nominee is No Fan of the Fiduciary Rule

September 4 2019

by CreativeOne - www.creativeone.com

President Trump’s pick to lead the Labor Department has a long history with the department’s “fiduciary rule.”   Eugene Scalia was tapped by Trump for Labor Secretary nominee in July, after the resignation of former Secretary Alex Acosta. Acosta resigned primarily because of his past involvement in a 2008 plea deal with Jeffrey Epstein. Scalia… Read More


Fee-Based Annuities? Positive Developments from the IRS

September 3 2019

by CreativeOne - www.creativeone.com

In August, the IRS delivered a sign of hope for fee-only advisors who want to offer annuities to their clients.   The IRS issues private letter rulings (PLR) to Nationwide, Lincoln Financial, and Great American Insurance that allows up to 1.5% to be deducted from their non-qualified annuity products each year without triggering a taxable… Read More


More Market Drama as Trump, China Escalate Trade War

U.S., China Trade War

The markets tumbled on Friday as China escalated the ongoing trade war and President Trump signaled his intention to continue the economic battle. On Friday, China retaliated by announcing new tariffs on $75 billion in American goods, set to begin on September 1. That news pushed the markets down. Dow futures dropped by more than… Read More