Creative Life Sales Team - 2/3 - Creative Edge

BLUEPRINT TO FREEDOM PART III: EXECUTION Before making the big announcement that you’re transitioning into life as an independent agent, refine your business goals, develop the strategies needed to capture the eye of your former clients and craft smart tactics to build a network of qualified prospects. When you plan to make your new firm… Read More

BLUEPRINT TO FREEDOM PART II: PREPARATION Once the evaluation of your business and prior commitments is underway, it’s time to cultivate alliances and brand yourself to your clientele. At this critical junction, you are ready to build your unique blueprint for transitioning into life as an independent agent, but first you must decide how this… Read More

BLUEPRINT TO FREEDOM PART I: EVALUATION Evaluating your current business and finding out how to duplicate your success in an independent environment can be difficult, timely and cumbersome. Use this blueprint to walk through the process step by step to leverage existing relationships, set up the groundwork for your transition and maneuver outstanding agreements with… Read More

As you and all of your business owner clients know, getting started on your own is accompanied by taking a risk. Business success is hardly a sure bet, but taking appropriate precautions and planning carefully can help minimize the potential for obstacles that could damage or dismantle the company you work so hard to build…. Read More

As we approach the end of 2012, it is only natural to reflect on the events of the year. For Creative Life, 2012 has brought many changes. Most notably has been a reorganization within the department to establish close-knit teams to better serve your needs. The team concept includes a Life Sales Relationship Manager (LSRM),… Read More

From the time we are born through our time growing old, we’re constantly expanding our minds and learning new things. Whether taking our first steps, earning our diploma or settling into retirement, we must adjust to changing circumstances and adapt to life as we know it. Many people attribute this to the never-ending process of education. As American philosopher John Dewey once said, “Education is not preparation for life; education is life itself.” And nowhere is this more evident than in the life insurance business.

The insurance world is much like a house divided: some insurance agents operate as independents while others choose to work through a career system. Most agents have strong feelings about the pros and cons of each side of the house. Although we each have our reasons for selecting the career path that makes the most sense for us personally, collectively we have one goal in mind. We’re committed to providing our clients with the highest level of service and offering solutions that meet their financial, retirement and legacy planning needs. It can be a grueling job, especially in the beginning, but it can also be one of the most rewarding professions that exists.

“It’s too expensive.” “At my age, I just don’t need it.” “It’s a luxury, not a necessity.” As a life insurance agent, you’ve heard just about every excuse in the book as to why clients are unwilling or unable to purchase a life policy. Many of them even seem to understand that these policies come with huge benefits, but somehow they just can’t part with the money needed to pay the premium payments. Hopefully, you’re using the tools and strategies you learned from Creative Life to overcome these objections and convince them otherwise. Or maybe you’re offering some of them a less expensive policy alternative that still offers guarantees: no-lapse universal life.

Designing and packaging cases, particularly those surrounding clients with complex needs or large premium values, can be time consuming and require a great deal of your resources. In an industry where time is money, it’s important that you have the support you need to make the process as simple as possible. The next time you’re working a case in which multiple needs must be met with a single solution, consider contacting your Creative Life Sales Team for help. We can leverage our expertise and connections to identify any missing links and turn “trouble” into a placed policy that achieves all of your clients’ needs.