Annuities

“Everything should be made as simple as possible, but no simpler.” – Albert Einstein* Although 80 years old, Einstein’s comment related to theoretical physics can be applied to today’s income planning solutions. The annuity income sale process has evolved considerably over the last decade. It used to be simple. Just solve for how much payout… Read More

Partnering with Creative Marketing certainly has it perks — including one that can really take you places. It’s called our 120-Day Quick Start Program. In fact, it could take you to the nation’s most exclusive hideaway for an unforgettable week in the lap of luxury. For every dollar of production you submit in the first… Read More

Athene Holding Ltd. (“Athene”) has announced it has agreed to sell Aviva USA’s life insurance business to Commonwealth Annuity and Life Insurance Company. Commonwealth is a Massachusetts domiciled insurance company that is rated “A-” by AM Best. The sale of the Aviva life business is expected to close simultaneously with the closing of the Aviva… Read More

One of my colleagues, Paul McGillivray, recently graced me with his paperback copy of The Life and Times of the Thunderbolt Kid, Bill Bryon’s paean to growing up in Des Moines, Iowa in the halcyon decade of the 50s and the tumultuous 60s. Growing up in the Des Moines area myself, born but 4 years… Read More

Ask any woman about being dissed or ignored in a business situation, and she’ll most likely have a story. It might be about the car salesman who asked her when the decision maker would be arriving. Or about the banker who directed all of his questions to her husband. No matter the situation, she knows… Read More

As a top producer, you’ve dedicated your career to helping clients prepare to retire comfortably and confidently. We want to help you do the same when it’s your turn to retire. The Creative Marketing Agent Deferred Compensation plan is the first innovative long-term accumulation plan offered by an IMO. It is a benefit available exclusively… Read More

Star Trek: Next Generation was always right in my wheelhouse. I loved the optimistic and technologically advanced view of the future along with the adventure inherent in exploring the unknown. A favorite character was Data (the first to be discovered but second to be created, for aficionados): sentient android or artificially-created being through which the… Read More

Sometimes a challenging market environment fosters innovation, which has been the case with a new product Aviva USA is launching today. The TargetHorizon Annuities bring simplicity and flexibility to the annuity marketplace. TargetHorizon features several innovative options to help consumers demystify retirement planning. These products offer a personalized approach to help someone preparing for retirement target… Read More

For the millions of boomers moving into their golden years, many are quickly discovering the phrase “this isn’t your parents’ retirement” couldn’t be truer. Traditional retirement plans were often built around the three-legged stool concept, supported by pensions, Social Security Income and savings. Yet today, those legs are wobbly at best. Defined benefit plans have… Read More

A wise man once said, “Productivity is never an accident. It is the result of a commitment to excellence, intelligent planning, and focused effort.” So why is it so many business owners still don’t have a solid plan for success? Now is a great time to take a look at what’s working in your practice… Read More