Drastic Changes to Social Security to Come in 2016


Big changes to Social Security are set to take effect in 2016. The Bipartisan Budget Act of 2015, passed by Congress and signed into law by President Obama on October 30, 2015, will dramatically impact two Social Security claiming strategies: restricted application benefits and voluntary suspension benefits. These changes are incredibly important to recognize as… Read More

A New Income Story is Coming …


An income base that can roll up each year … so, what’s new about that? How about: One that can roll up by 250% of the interest earned for the year, prior to the first withdrawal? One that may continue to roll up by 150% of interest earned for the year after the first withdrawal?1 One… Read More

Increase Lead Generation with Forked

November 20 2015

by CreativeOne - www.creativeone.com

Friends Enjoying Lunch At Home Together

What if there was a proven dinner seminar service system that helped build your business AND did most of the administrative work for you, including planning and set up? There is! Introducing … Forked. This program is designed to take care of everything so you can concentrate on connecting with prospects and building relationships. You… Read More

Need More Appointments? We Can Help!

I'm always happy to help

CreativeOne has developed a scalable, performance-based appointment-setting program for producers designed to take prospective clients from names on a list to in-person appointments. Converting leads and prospects isn’t easy, but to meet your business goals, your prospect list needs to be tended to every day. That’s a daunting task for most producers who would rather… Read More

Your Ultimate Guide to Referrals and Client-Appreciation Events

Endless Events Logo

Social events are fun, and are a great way to get in front of many of your clients all at once, treat them to a good time and meet their friends. If done right, these events can then potentially bring you new business in the form of current clients’ referrals. CreativeOne’s Endless Events program helps… Read More

Part 1: Understanding the Difference between BOES and SERPs

business team giving thumbs up

Do you Understand the Difference between BOES and SERPs? Do You Know When to Recommend one Over Another? CreativeOne works in conjunction with the business experts at Principal® Financial Group. They live and breathe Executive Bonus Plans (BOES) and Supplemental Executive Retirement Plans (SERPs) every day, and are only a phone call away. Let us… Read More

FGL offers 3% MYGA for a Limited Time

November 12 2015

by CreativeOne - www.creativeone.com

Fidelity & Guarnty Life

For a limited time, Fidelity & Guaranty Life is increasing the initial interest rate for the FG Guarantee-Platinum® 5, a single premium fixed deferred annuity. This is for new contracts issued on or after November 30, 2015. This rate is subject to change at our sole discretion at any time. This initial 3 percent rate… Read More

Changes and Opportunities with DOL’s Proposed Fiduciary Duty Rule


During the recent National Association for Fixed Annuities (NAFA) Annuity Distribution Summit in Coral Gables, Florida, I, along with CreativeOne president Mike Tripses, engaged with other industry leaders in our continued efforts to fight against the Department of Labor (DOL) rule given its potentially devastating impact to the $20-trillion, qualified money market. NAFA Executive Director… Read More

Three Tips for Successful Field Underwriting

tips for success

Good field underwriting is critical in the life insurance sales process for clients, producers and insurance carriers alike, as it allows producers to set realistic expectations for their clients. When the client knows what to expect, the underwriting process is smoother, less confusing and less time consuming for all parties involved. For a producer, good… Read More

Exploring the “De-Accumulation” Side of Annuities


Over the last 10 years, more than $2.3 trillion of annuity products have been sold in the United States. The overwhelming majority of those sales were into deferred annuity products with the primary intention of tax-deferred growth. Join us for one (or all!) of the webinars in CreativeOne’s Webinar Series: Exploring the “De-Accumulation” Side of… Read More