A.M. Best upgrades Athene’s rating to A-


A.M. Best upgraded the financial strength rating of Athene’s operating companies to “A-” (Excellent) from “B++” (Good) and the issuer credit ratings (ICR) to “a-” from “bbb+”.  Athene’s outlook is stable. The “A-” financial strength rating is given to companies that have an excellent ability to meet their ongoing financial commitments. The rating agency specifically cited… Read More

Making You Comfortable Closing the Uncomfortable Sale


If you’re not delivering 8.5 out of 10 applications, this Power 10 is for you. Join Creative’s Senior Vice President who’s closed multi-million-dollar client policies over and over again. Learn a natural delivery method to leverage the carrier offer, and overcome fear to deliver an emended offer to position you for a second sale.  … Read More

FIAs: Fact or Fiction


Fact or Fiction? The Truth about FIAs As we forge full speed ahead in 2015, clients continue to look for workable strategies to bridge their retirement gaps and protect their financial futures. With the simplicity of self-education using the Internet, newspapers, magazines and word-of-mouth suggestions from friends and colleagues, clients may think they know the… Read More

Irish I was in Ireland


May the Irish hills caress you. May her lakes and rivers bless you. May the luck of the Irish enfold you. May the blessings of Saint Patrick behold you … Ireland: One Country, Three Destinations. This is Trilogy. CreativeOne’s 2016 incentive tripis in lovely, lush Ireland, in May 2016. This weeklong getaway we’re calling Trilogy… Read More

Hiring in 9 Easy Steps


It’s no secret finding staff members to fit your exact needs can be difficult, but when your business is booming and you need to hire someone, it’s a task you have to face. The question is: Where do you start? Hiring the wrong person can cost you time, money and hurt your business, so it’s… Read More

Gain Brand Awareness with Golf Marketing


Thirsty for awareness among new, qualified and more-affluent leads? Hole in One may be just the answer you’re looking for. With this innovative marketing program, you pay only a low premium while offering prospects exciting monetary hole-in-one prizes, luxurious vacations and various other prizes. It’s a simple idea that’s easy to execute. Contact your local… Read More

Annexus Webinar: Practice Building through Beneficiary Designations


Register now for the next Webinar Next Generation Tools: Practice Building through Beneficiary Designations Presented by: The Annexus Research Institute Date: April 21, 2015 Time: 3 – 4 p.m. (EDT); 2 – 3 p.m. (CDT); 12 – 1 p.m. (PDT)   Join Us and Learn: 80% of all beneficiary designations are used incorrectly, which ones are… Read More

Fast-Track Applications & Speed-up Revenue


A streamlined approach for underwriting and placement. It’s time to move faster with Principal Accelerated Underwriting One of the biggest challenges in life insurance is the lengthy underwriting process. Anytime you can streamline that process and get the insured a policy quickly is a win — that’s where Accelerated Underwriting comes in. Accelerated Underwriting from the… Read More

FGL Introduces New Digital Resources for Agents


FGL Introduces New Agent Resource Center and HTML5 Fillable Applications At Fidelity & Guaranty Life, we pride ourselves on listening to feedback from our agents on the latest tools needed to build business and save valuable time. And now, we’re once again taking it a step further! Introducing two new tools to support your practice:… Read More

Marrying life-expectancy and cash-accumulation strategies

March 24 2015

by Creative Life Sales Team

Accordia LifeTime Foundation IUL

Lifetime Foundation is a first-of-its-kind permanent life insurance product with death benefit guarantees that adjust to your clients’ changing needs. This innovative new approach offers more guaranteed coverage early on when their life insurance needs are likely the greatest, while maintaining a proportional death benefit guarantee in later years when their focus transitions to savings… Read More