Industry News

Athene Holding Ltd. (“Athene”) has announced it has agreed to sell Aviva USA’s life insurance business to Commonwealth Annuity and Life Insurance Company. Commonwealth is a Massachusetts domiciled insurance company that is rated “A-” by AM Best. The sale of the Aviva life business is expected to close simultaneously with the closing of the Aviva… Read More

Social media is a great way to connect with friends and clients and increase awareness of your business, but for Broker Dealers and Registered Investment Advisors, the SEC and FINRA consider every business related post, comment or “like” on social media sites advertising. With the evolving nature of online marketing, some social media elements such… Read More

As a top producer, you’ve dedicated your career to helping clients prepare to retire comfortably and confidently. We want to help you do the same when it’s your turn to retire. The Creative Marketing Agent Deferred Compensation plan is the first innovative long-term accumulation plan offered by an IMO. It is a benefit available exclusively… Read More

Star Trek: Next Generation was always right in my wheelhouse. I loved the optimistic and technologically advanced view of the future along with the adventure inherent in exploring the unknown. A favorite character was Data (the first to be discovered but second to be created, for aficionados): sentient android or artificially-created being through which the… Read More

Sometimes a challenging market environment fosters innovation, which has been the case with a new product Aviva USA is launching today. The TargetHorizon Annuities bring simplicity and flexibility to the annuity marketplace. TargetHorizon features several innovative options to help consumers demystify retirement planning. These products offer a personalized approach to help someone preparing for retirement target… Read More

Creative Marketing announced its life insurance division, Creative Life, experienced record sales in 2012 due largely in part to a reconfigured service model and the development of resources to prepare producers for larger advanced markets sales. Creative Marketing is projecting Creative Life to experience solid double-digit growth in 2013 with its increased emphasis in nonqualified… Read More

For the millions of boomers moving into their golden years, many are quickly discovering the phrase “this isn’t your parents’ retirement” couldn’t be truer. Traditional retirement plans were often built around the three-legged stool concept, supported by pensions, Social Security Income and savings. Yet today, those legs are wobbly at best. Defined benefit plans have… Read More

As key distributors of annuity and life insurance product for many manufacturers, we have the pleasure of meeting with them near the beginning of each year to collaborate on our plans. I thought I would highlight for you the results of our most recent joint session with a company that has undergone some dramatic changes… Read More

You’re probably familiar with the saying, “Don’t put all your eggs in one basket.” For clients who experienced a great deal of loss in the market crash of 2008, this phrase rings resoundingly true. Given the challenging economic environment we continue to face, the benefits of indexed annuities have never been more apparent. They offer… Read More

For all applications received February 11 through April 15, producers can earn an additional 1% bonus commission on NAC RetireChoiceSM fixed indexed annuities from North American Company for Life and Health Insurance®. Choose a 10- or 14-year surrender charge option, and select from five index options with capped and uncapped crediting methods.1 Then, offer clients… Read More