With so many competing retirement priorities to consider, it’s important today’s consumers have access to flexible solutions they can tailor to meet multiple needs. In fact, what if you could present them with a way to leverage one asset to address four important uses?
The Lincoln Retirement SafeGuard℠ fixed indexed annuity can help clients:
- Capitalize on multiple Accumulation opportunities to grow their retirement savings
- Create lifetime Income that’s safeguarded from market downturns through a No-Fee GLWB or an Enhanced GLWB for a fee
- Utilize a Nursing Home Enhancement¹ to more confidently prepare for life’s “what ifs”
- Leave a meaningful Legacy for loved ones should they pass away
To seamlessly incorporate this innovative, limited-distribution FIA in your sales arsenal, download a complimentary flier outlining this concept in more detail.
Have questions or need help positioning this among your clients? Contact CreativeOne today at 800.992.2642 to get in touch with your sales team!
FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.
¹ In order to qualify for the nursing home enhancement, client must be 65; client cannot be in a nursing home the year prior to rider election or for five years after; client must have a minimum 90-consecutive day stay; and client account value must be greater than zero. With joint life, the first person to qualify and file would receive the enhancement. Benefit is available for five years or until the accumulation value reaches 0. At that point the income would revert back to the original lifetime income benefit amount. Not available in all states.
A fixed indexed annuity is intended for retirement or other long-term needs. It is intended for a person who has sufficient cash or other liquid assets for living expenses and other unexpected emergencies, such as medical expenses. A fixed indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments, or index. The index used is a price index and does not reflect dividends paid on the underlying stocks.
Lincoln Retirement SafeGuard℠ fixed indexed annuities (contract form ICC18-624 and state variations) are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.
Product and features are subject to state availability. Limitations and exclusions may apply. Not available in New York.