Legislation Archives - Creative Edge

CreativeOne DOL Fiduciary Rule Update

6/28/2018 On June 21, 2018, the 5th Circuit Court of Appeals ruling that the Department of Labor (DOL) had exceeded its authority in issuing its fiduciary rule was officially vacated. This means that the Fiduciary Rule has been revoked in its entirety and is no longer in effect. What does this mean to you? You… Read More


BREAKING NEWS: 5th Circuit Court Denies Motions by AARP, States

The Fifth Circuit Court has denied the motions to intervene with the Department of Labor Fiduciary Rule filed on April 26, 2018, by the American Association of Retired Persons (AARP) and the states of California, New York and Oregon. The motions were a last-ditch attempt to salvage the Department of Labor’s Fiduciary Rule. With the… Read More


DOL Fiduciary Rule struck down by 5th Circuit

On Thursday, March 15, the 5th Circuit Court of Appeals issued an opinion to vacate the Department of Labor’s Fiduciary Rule in its entirety. However, the Fiduciary Rule will remain in effect for at least 45 days as the DOL decides on whether to appeal the ruling. Join us as we review the legal decision, the… Read More


A quick explanation on the GOP’s Tax Cuts and Jobs Act

The First Cuts are the Deepest On December 22, 2017, after passage by both houses of the U.S. Congress, President Donald J. Trump signed Public Law No. 115-97, also known as the Tax Cuts and Jobs Act (TCJA). The TCJA is first and foremost a one-time tax cut for corporations: rates have plunged from 35… Read More


Full DOL rule delayed. What does this mean for you?

The Department of Labor has officially announced the 18-month extension for the start of key provisions of the fiduciary rule. Join us for this interview with Andrew Payne, General Counsel at CreativeOne as we break down: What’s delayed. What’s STILL in effect…and your requirements. What this means to you and your practice.    


Miles to go: What does the future hold for the fiduciary concept?

Initial path So much ground has been traveled in the last seven years leading to our current “partial” implementation of the Department of Labor’s (DOL) fiduciary rule, we may have forgotten how it came about or we are bored to the point of tears in hearing it regurgitated. At the risk of the latter, let… Read More


Breaking News: DOL Proposes to Extend the January Applicability Date of the Fiduciary Rule

The DOL is proposing to extend the January applicability date of the fiduciary rule by 18 months. The proposed delay would extend the transition period and delay of applicability from Jan. 1, 2018, to July 1, 2019. Watch for more details >> In a filing in the District Court of Minnesota, Labor Secretary Acosta told… Read More


How Carriers Are Doing Business in a Post-DOL Fiduciary Rule World

CreativeOne has obtained information from our carriers for both annuity and life insurance on how to conduct business in the post-DOL fiduciary rule landscape. Carriers we work with: AIG Allianz American Equity Investments American General American National Athene AXA Brighthouse Financial Delaware Life EquiTrust Fidelity & Guaranty Life Foresters Financial Global Atlantic Financial Group Great… Read More


Eliminate Misleading Language by June 9

Eliminate Misleading Language and Retain Documents Sign Me Up>> In order to comply with the second Impartial Conduct Standard, we recommend reviewing your marketing materials and online collateral to identify any potential misleading statements. CreativeOne’s compliance department can help you identify what could be considered misleading. Join our training and development manager, Dennis Mattern, and… Read More


Step 5 of the 5-Star DOL Plan: Adhere to the Best Interest of Clients

Retirement Income Gap Planning Software Available through CreativeOne Sing Me Up>> To remain compliant with the DOL fiduciary rule, you must make recommendations in the best interest of your clients. What exactly does that mean? Let us tell you during this webinar. Join partner, Lance Sparks, and training and development manager, Dennis Mattern, Thursday, May… Read More