December 2016 - Creative Edge

10 Marketing Elements Your Business Can’t Live without

Effective marketing has never been more important. Prospects have a plethora of information—and competition—available to them with just a few keystrokes. To stay ahead of the game, you want to ensure your marketing is on the right track. According to a recent survey of agents we conducted, there are a few specific things they’re all… Read More


ChangePath Launches Corporate Registered Investment Advisor

Cory Lagerstrom, J.D., President and Principal of ChangePath

ChangePath announces the launch of its corporate Registered Investment Advisor (RIA) and plans to help investment advisor representatives (IARs) prepare for approaching DOL deadlines. As speculation and questions continue to stir with the DOL’s fiduciary rule, ChangePath offers a leading investment platform to help advisors create statistically backed client recommendations. ChangePath’s technology platform quickly aligns… Read More


California Product Changes – American Equity

December 19 2016

by CreativeOne - www.creativeone.com

IMPORTANT INFORMATION – PLEASE READ CAREFULLY **American Equity Products Discontinued in California** As required by the state of California, sales for the following American Equity products will be discontinued effective December 30, 2016. Bonus Gold (INDEX-1-07). Retirement Gold (INDEX-2-09). Advantage Gold (INDEX-6-07). Premier Eagle 10 (FPDA-7-08). Premier Eagle 12 (FRG-2-09). Business for the products listed… Read More


California product changes for New Heights and BCA Elevate

IMPORTANT: California product changes for New Heights and BCA Elevate California recently passed legislation that requires changes to annuity products currently available in the state. The regulatory changes place certain restrictions on fixed annuity surrender charges – resulting in the following products being withdrawn from sale in California. Products no longer available in California effective January… Read More


J.P. Morgan MOZAIC Index Will Close for New Business

IMPORTANT: J.P. Morgan MOZAICSM Index (USD) will close for new business in Nationwide New Heights® fixed indexed annuities. The J.P. Morgan MOZAICSM Index (USD) has been one of the most popular indicies in Annexus history. Unfortunately, it will close for new busuienss effective January 9, 2017. What you need to know:  Record Rates– Nationwide New Heights®… Read More


2017 Digital Marketing Trends for Financial Services

Marketing your business is a continuous process. A few years ago, a mailed letter and invitation to a presentation along with a no-obligation lunch was a great way to reach prospects. Today, your clients probably pay more attention to email than paper mail. You need to find ways to reach them where they live—online—without ending… Read More


ChangePath Hires Martin Pfannenstiel, J.D. to Focus on RIA Services and DOL Fiduciary Ruling Impact

I am pleased to announce Martin Pfannenstiel has been hired as ChangePath’s director of business development. Martin will use his knowledge to help RIAs operate their businesses in a manner that optimizes client outcomes. Martin will also help RIAs control the process of increasing fiduciary responsibility without increasing workload, staff or office. Please join me in welcoming… Read More


Women Face Different Retirement Income Planning Challenges

Have you noticed certain challenges that affect women when it comes to retirement income planning and savings? It’s important to know about these challenges, and create a strategy to combat them, so they may live a comfortable retirement. A startling insight: 70 percent of women leave their advisor after the death of or divorce from… Read More