May 2016 - Creative Edge

REMINDER: Webinar #3–Using Qualified Funds Is Today

May 31 2016

by Creative Life Sales Team

BGA Insurance presents OneAmerica Series of Webinars Focus of this Webinar = Using Qualified Funds for LTC Plan Continuous Pay – Premiums GUARANTEED NEVER to Increase. Optional unlimited LTC benefits rider. Husband and wife can be on claim at same time and each receive full benefit. Example – If benefit = $5,000/month, they could receive… Read More


What is a Living Benefit?

May 20 2016

by Creative Life Sales Team

Living Benefits: Changing Real Lives Robert Sanchez: $733,062.00 Isabella Martinez: $120,552.74 Rachael Roberts: $51,860.10 Bonnie Thomas: $234,364.24 What is a Living Benefit? In insurance terms, Living Benefits are Accelerated Benefit Riders (ABRs)1, which provide the option of receiving a partial or fill accelerated life insurance benefit if the insured experiences a qualifying medical condition. What… Read More


Unlike Prince, are your clients prepared?

Recent news releases regarding the untimely passing of music icon Prince indicate a storm brewing regarding value of his estate and “who gets what.” First in line for a large share of the inheritance are the Internal Revenue Service (IRS) and the State of Minnesota (where Prince resided in Paisley Park) to cover any estate… Read More


Sequence of Returns Calculator Generates Leads

The ability to retire: the ultimate dream Americans spend their whole lives working toward. A time free from financial worry, a time when they’ll be able to do whatever they want, whenever they want … yet market volatility can create a type of risk that can derail an unprepared retirement income portfolio. That risk is… Read More


New DOL Rule: If It Ain’t Broke, Fix it Anyway

The recently published final Department of Labor (DOL) fiduciary rule for IRAs (and a handful of other tax-qualified funds) sales is disturbing for an industry already fraught with challenges. Americans are underprepared for retirement in education and savings. Insurance agents are retiring faster than new agents are entering the market. Compliance has become ever tighter…. Read More


Keep Up with the Latest Industry News

As an Agent Development Organization (ADO), CreativeOne strives to keep you in the know of the latest industry news, including new products and trends. With our Top Product Snapshot, you’ll gain instant access to this quick reference snapshot that includes: Hot products. Top-product features. Income riders. Carrier ratings. Our Top Product Snapshot makes staying up-to-date… Read More


Webinar: Do Your Clients Know When They Can Retire?

Do your clients know when they can retire comfortably? Are you able to provide your clients with a detailed picture of their retirement income? Are you able to show your clients when they can retire with stability? Are you able to accurately show your clients the impact of … Taxes Inflation Risk exposure … on the future of their… Read More


Life Insurance + Pensions = YES!

Did you know you can sell life insurance in pension plans? There are many opportunities to add life insurance to pension plans due to the advantages and cost-effective method of purchase. Learn how and why so many small business owners elect to include life insurance in their pension plans. Space available! Register now! Life Insurance… Read More


The Importance of Annual Reviews

Now is a great time to start setting up your client annual reviews. Not only are they a great way to stay top-of-mind with clients, but these appointments also create opportunities to ask your best clients for referrals and cross sell life insurance to them. Think about it. Isn’t it easier to ask clients who… Read More


Connect with CreativeOne on Social Media

Would you like to get to know CreativeOne a little better? Then we encourage you to follow us on social media, including Twitter, LinkedIn and Facebook! Through our social-media channels, we post industry-specific content that keeps you informed of the latest product updates, interesting webinars, sales strategies and breaking news. We’ve recently posted tips for hiring… Read More