April 2012 - Creative Edge

Exciting Myga Feature Change

Now available in 46 states and the District of Columbia, the Athene MaxRate MYGA 5 and 7 offers some of the best multi-year guarantees in the industry. Additionally, effective May 1, the death benefit will be based on the full accumulation value. For a product that offers safe and reliable asset growth, contact your Sales Consultant. 800.992.2642

Related terms: Sales Notes



When Is Commerce Not Commerce? When Is Insurance Not Insurance?

We all await a momentous Supreme Court decision on the future of health insurance coverage in the U.S. Countless words have been spoken and put to print, but here’s something you may not have heard.


Money In Motion

April 17 2012

by Creative Life Sales Team

Related terms: Life



“I Gotta Guy” With Metabolic Syndrome

April 17 2012

by Creative Life Sales Team

Life insurance placement policy - prostate cancer


Exit Planning For Small Business Owners Part 3

In part two of this series, we discussed the basic outline for helping your business owner clients begin to plan and prepare an exit out of their firm. Once you’ve worked together to review the situation, define the runway, identify the outlook and select the appropriate method of sale comes the most critical part of the transition process – structuring the deal. Depending on whether or not an internal or external successor has been chosen, there are a number of factors that can impact the success (or failure) of the transaction. Once these are recognized comes the hard part of exit planning for many agents and advisors: following through with the deal and actually leaving the business to enjoy retirement.


Not Your Children’s iPad

We’ve all heard people talk about how smartphones, social media and mobile technology are changing the world in which we live. The ability to connect with others anywhere anytime is a pretty profound thing, especially for those of us who knew about life long before the Internet and the cell phone existed. Yet, the speed at which things are changing and the overwhelming number of advancements can keep us from maximizing the value these technological devices. If you’re thinking that an iPad is all about surfing the web or strictly for your kids, think again. Former Apple CEO and respected innovator Steve Jobs once said, “These technologies can make life easier, can let us touch people we might not otherwise.” No one knows better than those of you in the field just how important it is to find meaningful ways to connect with clients, build trust and create lasting relationships that are mutually beneficial. Today, you have the opportunity to do this in an innovative new way through the use of tablet and app technology.


Re: Capturing The Competitive Edge


A Partnership And Product Solid At The Core

When you hear the words “revolutionary new product,” do you find yourself rolling your eyes, envisioning an infomercial salesman promising something that’s too good to be true? What if I told you this new product was a fixed indexed annuity that really might change your practice by providing clients with the safety and accumulation potential they’ve been looking for in this challenging market environment? The Total Value Annuity from Security Benefit Life Insurance Company (Security Benefit) may be just that. Sounds intriguing, but maybe not enough to make you pick up the phone and call us – until you find out that what comes with the product just might be exactly what you need to make the transition to a new level of success.


A Super Stack Of Retirement Income

Legend has it that Paul Bunyan ate 50 pancakes in one minute because he loved the food and was so hungry from digging out the Great Lakes. How would your clients like a super stack of “retirement pancakes” that serves higher lifetime income checks on all the hard-earned money they’ve saved throughout their lives? The new BalancedAllocation Lifetime Income RiderTM (BALIR) from Annexus, available only on the BalancedAllocation Annuity (BAA) series, does just that. It offers your clients a new living benefit rider that stacks interest tied to the S&P 500 on top of a 5% guaranteed fixed rate, which in turn means higher income checks for life. The Retirement Landscape


Gmwb Roll-up Rate Change

Effective April 15, the guaranteed minimum withdrawal benefit roll-up rates will be reduced by 25 bps on the following fixed indexed annuity products: FG AccumulatorPlus 10 and 14, FG Index-Choice 9, and the Prosperity Elite 7, 10 and 14. Roll-up rates for the FG Index-Accelerator 7 and 10 will not change. Call your Sales Consultant for more information. 800.992.2642

Related terms: Sales Notes